Having an understanding of your credit file, credit activity, and your current Credit Score is important. Especially if you are entering into new finance contracts
Damage may have been done to your credit file during financial separation without you being aware. It can occur by not paying the mortgage on time, missing a utilities bill payment, or even because you have not received a “reminder” notice, and the insurance or phone bill has become overdue.
To prevent you from inadvertently defaulting on any credit facilities, be sure to redirect your mail, or ensure your bills are sent to your email.
If you wish to check your credit file, here are some reputable sites which can provide you with a free credit check: