What paperwork you need to submit a loan?

DOCUMENTS YOU NEED TO SUBMIT

LOAN GUIDE

Supporting Documents Required to Submit your Loan

Whether you go directly to a bank/building society or a broker you need to supply supporting documents when applying for a loan. Please identify the category that suits your situation.

Provide only what applies to your circumstances

For all the below categories

IDENTIFICATION

  • 100 Points ID
  • Passport or Birth certificate
  • Driver’s licence
  • Medicare Card
  • If you have changed your name (been married) a copy of your birth certificate and your (Government Issued) Marriage certificate

INCOME

  • Last two years ATO Notice of Assessments
  • Copy of 2 fortnight’s payslips which outline your Year to Date (YTD) Income
  • Copy of your Child Support Agreement (which outlines how much your will be paid each fortnight)
  • Copy of your Centrelink statement which outlines how much you are entitled to

INCOME

  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received

ASSETS

  • Rates Notice for all properties owned
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase

LIABILITIES

  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statement

IDENTIFICATION

  • 100 Points ID
  • Passport or Birth certificate
  • Driver’s licence
  • Medicare Card
  • If you have changed your name (been married) a copy of your birth certificate and your (Government Issued) Marriage certificate

IDENTIFICATION

  • 100 Points ID
  • Passport or Birth certificate
  • Driver’s licence
  • Medicare Card
  • If you have changed your name (been married) a copy of your birth certificate and your (Government Issued) Marriage certificate

INCOME

  • Last two years full business/company/trust tax returns
  • Last two years ATO Notice of Assessments
  • Last two years personal tax returns
  • Copy of trust deed
  • Copy of Memorandum and Articles
  • Copy of Certificate of Incorporation

INCOME

  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received

ASSETS

  • Rates Notice for all properties owned
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase

LIABILITIES

  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statement

IDENTIFICATION

  • 100 Points ID
  • Passport or Birth Certificate
  • Driver’s licence
  • Medicare card
  • Copy of Utilities Bill (Gas, Electricity or Car insurance – must show current mailing address
  • If you have changed your name (married) a copy of your birth certificate and your (Government Issued) Marriage certificate

INCOME

  • Last 2 payslips
  • Latest Group Certificate or Tax Return
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received

ASSETS

  • Evidence of property purchase
  • Rates Notice for all properties owned
  • Last 6 months savings history statements
  • Evidence of property sale

LIABILITIES

  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statement

BUILD CONTRACT

  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements

IDENTIFICATION

  • 100 Points ID
  • Passport or Birth certificate
  • Driver’s licence
  • Medicare Card
  • If you have changed your name (been married) a copy of your birth certificate and your (Government Issued) Marriage certificate

INCOME

  • Last two years full business/company/trust tax returns
  • Last two years ATO Notice of Assessments
  • Last two years personal tax returns
  • Copy of trust deed
  • Copy of Memorandum and Articles
  • Copy of Certificate of Incorporation

INCOME

  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received

ASSETS

  • Rates Notice for all properties owned
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase

LIABILITIES

  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statement

IDENTIFICATION

  • 100 Points ID
  • Passport or Birth certificate
  • Driver’s licence
  • Medicare Card
  • If you have changed your name (been married) a copy of your birth certificate and your (Government Issued) Marriage certificate

INCOME

  • Last 2 payslips no older than 30 days
  • Latest Group Certificate or Tax Return
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received

ASSETS

  • Rates Notice for all properties owned
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase

LIABILITIES

  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements